Property Investment Finance

PROPERTY INVESTMENT & FINANCE

By understanding our investment criteria, we are able to identify the best acquisition opportunities. Our experience and intimate market knowledge mean we are well positioned to deliver on long-term investment holdings.

 

Key Features of our Strategy

Buy – A run-down/unmodernized property is purchased, preferably at below market value (BMV) using a joint venture or bridging finance.

Refurbish Value is added to the property by modernizing, obtaining & implementing planning or permitted development rights. The works could be a light refurbishment, which is a quick project, or a heavy refurbishment which involves extensions/conversions. The key requirement is to add value to the property.

 

Our Possible Exit Strategies

Refinance The short-term bridging loan is refinanced onto a long-term buy-to-let mortgage at a lower interest rate for typically 25 years. The buy-to-let
mortgage is based on the increased value after work is completed and at a typical 75% loan-to-value.


Therefore, sufficient funds are available to repay the joint venture or bridging
loan, the interest, the acquisition costs the costs of the works; generating a
deposit for the next project.

Hold and Rent – The property is rented out to produce cash flow for the buy-
to-let mortgage and a profit for the investor.